Guides
Reference tables and guides around salary, taxes, contract types and pensions in Austria. All values come from the same rule set as the calculators, so they are always current.
Pay & salary
Of the full-time median of €4,230 gross a month, roughly €2,832 net remains in 2026 after social insurance and wage tax, paid 14 times a year. Whether a salary is worth more today than in 2021 depends on inflation, tariff indexation and social insurance together: the purchasing-power analysis works it out for any salary.
Tax
The 2026 income-tax tariff is progressive: income up to €13,539 per year stays tax-free, above that the tariff starts at 20,00 % and rises in brackets to 55,00 %. Each euro is taxed only at its bracket's rate, never the whole income at the top rate.
Brackets apply to taxable annual income. The axis shows the monthly gross salary at which each marginal rate starts to apply (after social insurance and the standard expense allowance). Each rate affects only the income portion within its bracket.
Contract types
How someone works decides who carries which levies: an employee's salary carries about 29.70 % employer on-costs, up to €551.10 a month a job counts as marginal, and the self-employed pay their own social insurance of 26.83 % in total. The comparisons show what is left net in each case.
Employment, freelance service contract or Werkvertrag?
The three contract types compared: social insurance, payroll levies and what each really costs the employer.
What do the self-employed keep net?
From profit to net: SVS contributions, the profit allowance and income tax, with worked examples for one-person firms and new self-employed.
Pensions
On 1 January 2027 pensions rise: 2.95 % up to €6,930, + €204.44 above €6,930. Only health insurance of 6.00 % and wage tax come off a pension, no pension or unemployment insurance. The median pension is about €2,199 gross a month in 2026 (forecast).
Pension increase and purchasing power
What the next pension increase leaves net, whether pensions keep up with inflation and how high the average pension is.
Pension forecast: how much will my pension be?
Your own pension projected from the pension account: statutory age, corridor pension, reductions and increments, gross and net.
Pension gross-to-net table
Health insurance, wage tax and net pension for every pension level, with next year's pension increase.