Free, accurate finance calculators for Austria.
Gross to net, taxes, allowances and current rates. Clear and no fluff.
Obolus brings together the key finance calculators and reference works for Austria in one place. From payroll to taxes and social insurance to family benefits, always with figures kept current.
Calculators
For employees
What's left of your pay? Income tax, social insurance, Familienbonus and employer cost, to the cent.
Net holiday pay from your monthly gross, with the 6.00 % scale and the annual sixth.
What is left of the 14th salary net, including the annual SI cap.
Net pension with the pensioner tax credit and its own contribution rates.
Income during parental leave, with tax-free periods and Wochengeld.
For the self-employed
Current 2026 values
Automatically current, maintained per BMF and ASVG.
Income tax
The progressive 2026 tariff, from the tax-free subsistence level up to the top rate.
Social insurance
Mandatory health, pension and unemployment contributions, capped at the maximum contribution base.
Family & tax credits
Credits that reduce income tax directly, per child and for the commute.
Employer (payroll costs)
Levies the employer pays on top of the gross, on the full salary (no cap).
Taxes and contributions in Austria
In Austria, income tax and social insurance fund most of the state budget and the social safety net. Your salary is reduced by social insurance and wage tax, while the employer carries additional payroll costs. The income tax tariff is progressive: each additional euro in a higher band is taxed more, while the subsistence level stays tax-free.
In concrete terms for 2026: of the full-time median of €4,230 gross per month, about €2,832 remains net after social insurance and income tax. Employees pay 17.57% social insurance up to the maximum contribution base of €6,930 per month. The entry tax rate is 20.00%, the top rate 55.00%.
From the employer's side, this median salary costs about €5,491 per month, i.e. 29.71% more than the gross. Of the total labour cost, roughly 52.87% reaches the employee as net pay; the rest is the tax wedge of taxes and contributions.
Income tax tariff 2026. The marginal rate applies only to the portion of income within each band, not to the entire income.
Glossary · by topic
Terms and current values explained clearly, with historical tables.
Gross, net, period definitions, tax-free extras such as meal vouchers and Christmas gifts.
Income tax tariff, special payments, benefits in kind and the tax topics for the self-employed.
KV, PV, AV, HBG, WBF, contributions and caps.
Payroll levies and employer-side concepts.
Familienbonus, Pendlerpauschale, AVAB / AEAB.
Employment, freelance and work contracts, apprentices, civil servants, self-employed.
Pension account, retirement age, pension increase, equalisation supplement, health insurance, 13th/14th.