Social Insurance Contribution Rates (SV-Beitragssätze, §51 ASVG)

Per-branch breakdown of mandatory contributions, DN/DG shares, AV reduction, HBG interaction. Higher-level introduction on the category page.

Scope of this page

This page is the per-branch rate breakdown under § 51 ASVG, the three mandatory branches (KV / PV / AV), employee and employer shares per branch, AK levy, housing-fund (WBF), plus the special rules (low-income AV reduction, separate treatment of 13th/14th payments). The broader introduction to Austrian social insurance lives on the category page .

Employee contribution rates

Current-year values read live from the calc engine, historic years hardcoded (BVAEB rate PDF), future years not yet set (»—«). KV + PV + AV apply to ongoing AND special pay. AK and WBF apply to ongoing only. WBF shown separately for the 8 standard Länder and Vienna, Vienna lifted to 0.75 % per LGBl. Wien 73/2025 effective 1.1.2026.

Branch
2025
2026
2027
Applies to
Health (KV)
3,87 %
3,87 %
Ongoing + 13th/14th
Pension (PV)
10,25 %
10,25 %
Ongoing + 13th/14th
Unemployment (AV)
2,95 %
2,95 %
Ongoing + 13th/14th
AK levy
0,50 %
0,50 %
Ongoing only
WBF employee (8 BL)
0,50 %
0,50 %
Ongoing only
WBF employee (Vienna)
0,50 %
0,75 %
Ongoing only
Total ongoing (8 BL)
18,07 %
18,07 %
Tirol, NÖ, OÖ, …
Total ongoing (Vienna)
18,07 %
18,32 %
Vienna only
Total 13th / 14th
17,07 %
17,07 %
All Bundesländer

AV reduction for low incomes (§ 2a AMPFG) 2026

The unemployment-insurance share scales down for low monthly gross income. Checked monthly against the ongoing contribution base (employee share only); 13th/14th are not affected. Thresholds are updated annually via AMPFG (Labour-Market-Policy Financing Act), values below are for 2026.

Monthly gross
AV employee share
€ 0 – € 2.225
0,00 %
€ 2.225 – € 2.427
1,00 %
€ 2.427 – € 2.630
2,00 %
> € 2.630
2,95 %

Employer contribution rates

Employer side adds UV (accident insurance, 1,10 % ongoing) and the WBF employer share. KommSt, DB and DZ are not SV contributions, those payroll surcharges live in the DG category.

Branch
2025
2026
2027
Applies to
Health (KV)
3,78 %
3,78 %
Ongoing + 13th/14th
Pension (PV)
12,55 %
12,55 %
Ongoing + 13th/14th
Unemployment (AV)
3,55 %
3,55 %
Ongoing + 13th/14th
Accident (UV)
1,10 %
1,10 %
Ongoing only
WBF employer (8 BL)
0,50 %
0,50 %
Ongoing only
WBF employer (Vienna)
0,50 %
0,75 %
Ongoing only
Total ongoing (8 BL)
20,98 %
20,98 %
Tirol, NÖ, OÖ, …
Total ongoing (Vienna)
20,98 %
21,23 %
Vienna only
Total 13th / 14th
19,38 %
19,38 %
All Bundesländer

Example: gross €4,000/month (Vienna, 2026)

Ongoing employee: €4,000 × 18,32 % = € 733/month (KV+PV+AV 17,07 % + AK 0,50 % + WBF 0,75 %). 13th / 14th employee: €4,000 × 17,07 % each = € 683 per payment (no AK, no WBF). Ongoing employer: €4,000 × 21,23 % = € 849/month. 13th / 14th employer: €4,000 × 19,38 % each = € 775 per payment.

See also

Try it in the gross-to-net calculator

Sources: § 51 ASVG, § 45 Abs 1 ASVG (HBG), § 2a AMPFG (AV-Reduktion), § 1 Wohnbauförderungsbeitragsgesetz 2018, BVAEB "Beitragsrechtliche Werte in der Sozialversicherung 2026", BGBl. II Nr. 263/2025.