Calculators

The gross-to-net calculator shows what is actually left of your gross salary after social insurance and income tax. Ideal before salary negotiations, a job change, or simply to understand your payslip. You see net pay per month and year, every single deduction, and the full cost from the employer’s point of view.

The holiday-pay calculator shows how much of the 13th salary is left net. Holiday pay is taxed at a preferential rate under §67 EStG: within the annual sixth, usually only 6.00 % income tax applies after social insurance, which is why the net holiday pay is higher than a regular monthly net. The calculator uses your monthly gross and the rules of the selected year.

The Christmas-pay calculator shows what is left of the 14th salary net. Like holiday pay, Christmas pay is taxed preferentially under §67 EStG, though at higher incomes the annual social-insurance cap on special payments may already be partly used up.

The employer-cost calculator flips the perspective: what does an employment relationship really cost the employer? From the gross salary through employer social insurance to payroll levies such as municipal tax and the employer contribution. Useful for employers, founders and anyone costing out a salary offer.

The SVS and tax calculator shows self-employed people, one-person firms and new self-employed what is left of their profit after SVS contributions and income tax. From the annual profit before tax and SV it computes the mandatory SVS contributions (pension, health and self-employed provision plus accident insurance), deducts the profit allowance and applies the income-tax tariff.

The freelance rate calculator puts an employment and an engagement side by side. From an all-in budget or a gross salary it works out what the position costs per hour actually worked, at which hourly and day rate an engagement costs the same, and at which rate a freelancer nets the same. For clients weighing an offer and freelancers making one.

The pension calculator applies the gross-to-net logic to retirement income. Only the pensioners’ health insurance comes off a gross pension, and the pensioner tax credit takes the place of the commuter credit. See what is left of a gross pension each month and each year.

The parental-leave and maternity-pay calculator helps parents plan around birth and leave. Maternity pay, childcare allowance and additional-income limits depend heavily on the chosen variant. The calculator makes the options comparable.