Pensioners' health insurance

The only social insurance contribution on a pension: the rate of every year since 2002, for ASVG and civil-service pensions, as of 2026.

Definition

Only one social insurance contribution is deducted from a pension: health insurance (§ 73 (1) ASVG). Pension, unemployment and accident insurance do not apply. The rate is 6 % and applies to every monthly pension, to the 13th and 14th pension and to an Ausgleichszulage as well. § 73 itself names no contribution ceiling. Like the BMF gross-to-net calculator, ours caps at the contribution ceiling; that only matters for several incomes together, since a single ASVG pension stays below it. Orphans' pensions are exempt, and the deduction requires living in Austria or in a state with a health insurance agreement. A federal civil-service pension falls under the B-KUVG with its own rate, plus the Pensionssicherungsbeitrag.

Example 2026

On a gross pension of €2,000.00, €120.00 of health insurance is deducted each month in 2026 (6 %), and the same again from the 13th and 14th pension, €1,680.00 a year. Wage tax follows after that.

Rate per year since 2002

Year
ASVG pension
Civil-service pension (federal)
2027
6 %
6 %
2026
6 %
6 %
2025
5.1 %, from June 6 %
4.9 %, from June 6 %
2024
5.1 %
4.9 %
2023
5.1 %
4.9 %
2022
5.1 %
4.9 %
2021
5.1 %
4.9 %
2020
5.1 %
4.9 %
2019
5.1 %
4.9 %
2018
5.1 %
4.9 %
2017
5.1 %
4.9 %
2016
5.1 %
4.9 %
2015
5.1 %
4.55 %
2014
5.1 %
4.55 %
2013
5.1 %
4.55 %
2012
5.1 %
4.55 %
2011
5.1 %
4.55 %
2010
5.1 %
4.55 %
2009
5.1 %
4.55 %
2008
5.1 %
4.55 %
2007
4.95 %
4.55 %
2006
4.95 %
4.55 %
2005
4.95 %
4.55 %
2004
4.85 %
4 %
2003
3.75 %
3.7 %
2002
3.75 %
3.7 %

ASVG: § 73 (1), up to 2015 with the supplementary contribution under (1a). Civil-service pension: § 22 (1) and § 20 (2) B-KUVG, up to the contribution ceiling (§ 19 (6) B-KUVG). Both rates rose to 6 % on 1 June 2025.

Compute your net pensionPensionssicherungsbeitrag Pension increase and purchasing power

Sources: § 73 ASVG idF BGBl I 20/2025 und frühere Fassungen; §§ 19 bis 22 B-KUVG (RIS, Fassungen je Jahr).