{"headline":"Free, accurate finance calculators for Austria.","tagline":"Gross to net, taxes, allowances and current rates. Clear and no fluff.","ctaPrimary":"Open the brutto-net calculator","ctaSecondary":"Browse the glossary","intro":"Obolus brings together the key finance calculators and reference works for Austria in one place. From payroll to taxes and social insurance to family benefits, always with figures kept current.","secRechner":"Calculators","groupEmployee":"For employees","groupEmployer":"For employers","secValues":"Current {year} values","secValuesNote":"Automatically current, maintained per BMF and ASVG.","secGlossar":"Glossary · by topic","secFaq":"Frequently asked questions","bnTitle":"Brutto-net calculator","bnDesc":"What's left of your pay? Income tax, social insurance, Familienbonus and employer cost, to the cent.","valHbg":"Max contribution base","valSv":"Social insurance (employee)","valTax":"Entry tax rate","valFb":"Familienbonus <18","perMonth":"/mo","glossarIntro":"Terms and current values explained clearly, with historical tables.","faq":{"q1":"What is Obolus?","a1":"Obolus is a free finance-calculator hub for Austria. You'll find the {rechner}, plus [guides](/ratgeber) with tables and worked examples and an extensive [glossary](/glossar) on taxes, social insurance and allowances.","q2":"Are the values current?","a2":"Yes. All amounts and rates reflect the {year} figures per BMF and ASVG. They are maintained centrally, so the calculators and glossary always use the same up-to-date values.","q3":"What is the maximum contribution base in {year}?","a3":"The [maximum contribution base](sozialversicherung/hoechstbeitragsgrundlage) is the cap up to which social insurance contributions apply. In {year} it is {hbg} per month. Income above that is contribution-free.","q4":"How much Familienbonus Plus is there in {year}?","a4":"The [Familienbonus Plus](beihilfe/familienbonus) is {fbLt18} per month for children under 18 in {year}. It directly reduces income tax.","q5":"Are the calculators free and do I need an account?","a5":"Yes, all calculators are free and usable without an account. Saving and reusing your own scenarios will be available later via an optional account."},"kpiSteuerTitle":"Income tax","kpiSteuerInfo":"The progressive {year} tariff, from the tax-free subsistence level up to the top rate.","kpiSvTitle":"Social insurance","kpiSvInfo":"Mandatory health, pension and unemployment contributions, capped at the maximum contribution base.","kpiFamilieTitle":"Family & tax credits","kpiFamilieInfo":"Credits that reduce income tax directly, per child and for the commute.","valSteuerfrei":"Tax-free up to","valSpitzen":"Top tax rate","valAk":"Chamber levy","valFbGt18":"Familienbonus ≥18","valVab":"Commuter credit","perYear":"/yr","secLearn":"Taxes and contributions in Austria","learnIntro":"In Austria, income tax and social insurance fund most of the state budget and the social safety net. Your salary is reduced by [social insurance](sozialversicherung/beitragssaetze) and wage tax, while the employer carries additional [payroll costs](dienstgeber/lohnkosten). The [income tax tariff](steuer/einkommensteuertarif) is progressive: each additional euro in a higher band is taxed more, while the subsistence level stays tax-free.","tariffTitle":"Income tax tariff {year}","tariffNote":"The marginal rate applies only to the portion of income within each band, not to the entire income.","learnData":"In concrete terms for {year}: of the full-time median of {medianMonat} gross per month, about {medianNetto} remains net after social insurance and income tax. Employees pay {svRate} social insurance up to the maximum contribution base of {hbg} per month. The entry tax rate is {eingang}, the top rate {spitzen}.","learnDataEmployer":"From the employer's side, this median salary costs about {lohnkosten} per month, i.e. {aufschlag} more than the gross. Of the total labour cost, roughly {nettoShare} reaches the employee as net pay; the rest is the tax wedge of taxes and contributions.","kpiDgTitle":"Employer (payroll costs)","kpiDgInfo":"Levies the employer pays on top of the gross, on the full salary (no cap).","valKommSt":"Municipal tax","valDb":"Employer levy (DB)","valMvk":"Severance fund","soonBadge":"Soon","calcLohnkostenTitle":"Employer cost calculator","calcUrlaubsgeldTitle":"Holiday pay calculator","calcUrlaubsgeldDesc":"Net holiday pay from your monthly gross, with the 6.00 % scale and the annual sixth.","calcWeihnachtsgeldTitle":"Christmas pay calculator","calcWeihnachtsgeldDesc":"What is left of the 14th salary net, including the annual SI cap.","calcLohnkostenDesc":"What an employee really costs the employer, including payroll add-ons.","calcPensionTitle":"Net pension calculator","calcPensionDesc":"Net pension with the pensioner tax credit and its own contribution rates.","calcKarenzTitle":"Parental leave & maternity pay","calcKarenzDesc":"Income during parental leave, with tax-free periods and Wochengeld.","calcSelbststaendigeTitle":"SVS & Tax Calculator for the Self-Employed","calcSelbststaendigeDesc":"What self-employed people and one-person firms keep net after SVS and tax.","groupSelfEmployed":"For the self-employed","calcStundensatzTitle":"Freelance rate calculator","calcStundensatzDesc":"Which hourly or day rate matches an employment, for client and freelancer."}